There are literally thousands of loan products on the market today and it is our job to help you find the right solution to suit your individual needs.

Our panel includes over 60 lenders and is constantly being updated to ensure you have access to a comprehensive range of loan types across a broad range of categories.

We pride ourselves on delivering proactive service and support. We have extensive experience in all things lending, including:

Investment Loans

Investment loans are or should be structured in a specific way to allow you to make the most of your assets and finances. We can work with your financial planner and accountant to ensure your loans are set up to meet your specific needs. Particularly in more complex investment situations, ensuring the loans are structured correctly is vitally important.

Considering the future goals and objectives is also vitally important, do you intend on developing on a site one day or requiring development funding in the future, structing finance facilities the right way from the start can save a lot of future headaches.

We have access to competitive loan options that can help you maximise your investment returns.

Commercial and Business Loans

Commercial property and business lending policies and interest rates are rarely found on lender’s websites. Unlike residential home loans, the pricing of a commercial loan can be negotiated based on your background in business and the security to be offered. If you need help to refinance or purchase commercial property or with business acquisition or business debt restructuring, we can work with you to find the best options available. We have strong relationships with dedicated business and commercial banks and lenders on our panel.

Standard variable & fixed rate loans

The variable rate loan offers more features and flexibility than the basic fixed rate loan, so the rate is usually slightly higher. Fixed rate loans are set at a fixed rate for a specified period – usually one to five years. This gives you the advantage of knowing how much your repayments will be, allowing you to organise your finances without the risk of rising interest rates. However, this advantage is offset by the possibility of not benefiting from a drop in rates.

Supporting First Home Buyers

Just starting out and not sure what kind of loan you need? No worries! We are here to help. As a first home buyer, you can obtain finance from a financial institution (a loan) either to purchase or secure against the property, with our assistance. Features of a mortgage such as the size of the loan, maturity of the loan, interest rate, method of paying off the loan and other characteristics can vary considerably. It’s always best to speak with a professional mortgage broker to discuss your options. We can also help you determine your eligibility and apply for the First Home Owner’s Grant and other concessions that might be available as well as discussing options around using guarantors to assist with your purchase.

Bridging Loans

A bridging loan may be necessary to cover the financial gap when buying one property before your existing one is sold. This finance is secured against the existing property (utilising equity) and the new property being purchased. Usually, bridging loans are short term (normally 6 months) to allow for the sale of the original property and more expensive than other types of loans. There are alternative ways to finance a change from one home to another, so please talk with us to discuss your options.

Asset Finance

Need finance for another large purchase besides your home? You can also ask us to access competitive finance options for private cars, work vehicles, boats and recreational vehicles, commercial vehicles, plant and equipment including fit outs for your business and other kinds of small business loans for a variety of purposes. These finance options may include personal loans, car loans, a variety of leases, commercial leasing options, chattel mortgages and more.

The major benefit of using a broker to finance other large purchases besides property is obtaining finance that is tailored to fit your current financial circumstances and needs. With depreciating assets, the right finance can also potentially save you money on interest and fees, or potentially help you maximise your tax benefits.

AND MORE – Not sure what kind of loan you need for your current financial circumstances? That’s our job. We deliver tailored finance solutions chosen from a panel of leading lenders and give you peace of mind that your loan is working for you. Contact us today to find out all the ways we can help you.

*We are generally remunerated by commissions paid by the 60+ lenders on our panel hence normally we do not charge any service fees to you. If we do need to charge you any fees for our credit advise services, you will be presented upfront with a formal quote requiring your agreement prior to any fees being incurred.